01
Portfolio Strategy
Invest with purpose.
A portfolio built around your goals, time horizon, and comfort with risk. We keep your investments connected to the life you want to live.
INDEPENDENT WEALTH MANAGEMENT · DES MOINES, WA
You’ve built your wealth.
Let’s give it purpose.
Investments, taxes, retirement, and legacy.
One thoughtful plan. One team that knows you.
A clearer picture. A more confident next chapter.Explore our approach ↓
Independent thinkingFiduciary guidanceTax-aware decisionsPersonal relationships
YOUR LIFE. CONNECTED.
Good financial decisions
start with the whole picture.
Your investments don’t live in isolation. Neither should your advice. We bring the important pieces of your financial life together, helping you understand where you stand—and what comes next.
02
Retirement Income
Know what you can spend.
Turn a lifetime of saving into a thoughtful income strategy, coordinating portfolio withdrawals, Social Security, and your changing needs.
03
Tax Strategy
See the after-tax picture.
Your tax return informs the bigger plan—from managing capital gains and distributions to evaluating Roth conversion opportunities.
04
Legacy
Give your wealth direction.
Align your beneficiaries, charitable intentions, and plans for loved ones with the legacy you want to leave.
FROM SAVING TO LIVING
What could your
retirement look like?
You’ve spent years building your nest egg. We help you understand how it can support your everyday life, the experiences you’re looking forward to, and the people who matter most.
It starts with your Estimated Retirement Paycheck: a planning estimate that connects your managed assets to a sustainable spending conversation.
Let’s talk about your retirementYOUR NEXT CHAPTER
A plan for the life
you want to live.
TodayEnjoy your retirement
TomorrowAdapt as life changes
BeyondProvide for the people you love
Your income plan is personal. Estimates depend on assumptions and are not guarantees.
ILLUSTRATIVE PREVIEWYour Wealth Snapshot
THE BIG PICTURE. ALL IN ONE PLACE.
Assets we manageYour portfolio, in focus
Portfolio Strategy
Retirement Income
Tax Strategy
Legacy
Next 90 DaysClear priorities. Thoughtful next steps.
THE CLIENT EXPERIENCE
Less paperwork.
More perspective.
Your quarterly Wealth Snapshot brings your portfolio and planning priorities into one clear view. Understand what changed, why it matters, and what we’re focusing on next.
- Progress across all four planning pillars
- Your Estimated Retirement Paycheck
- Tax opportunities and upcoming decisions
- A focused plan for the next 90 days
A SIMPLE WAY FORWARD
A conversation.
Then a clear path.
01
Let’s get acquainted
Tell us what you’ve built, what matters to you, and what questions are on your mind. We’ll see whether we’re a good fit.
02
Bring it all together
We review the relevant investment, tax, income, and legacy details to shape a coordinated strategy.
03
Move forward, together
We help put the plan into action, manage your portfolio, and revisit your priorities as life evolves.
REAL PEOPLE. PERSONAL GUIDANCE.
A familiar face.
A team in your corner.
Rooted in Des Moines, Washington.
Here for the decisions that matter to you.
Dixie Kendrick, E.A.
Wealth Advisor
Colby Goodner
Wealth Advisor
Hayley Goodner
Real Estate Advisor & Client Services
1031 EXCHANGE PLANNING
Your property has a next chapter.
Plan it before you sell.
Selling an investment property can change your tax picture, income, and long-term plan all at once. We help you consider whether a 1031 exchange fits the life you want next.
Talk with us before you sellWhat is a 1031 exchange?
A qualifying exchange of real estate held for investment or business use for other like-kind real estate may defer recognition of taxable gain. It generally does not apply to a personal residence, and tax deferral does not mean the gain disappears.
Start with your bigger picture.
We help you weigh a taxable sale against an exchange, consider the role of real estate in your retirement income, and look at liquidity, concentration, and legacy priorities alongside the tax impact.
Exchange execution involves a qualified intermediary and other transaction professionals. Bring them into the conversation before closing; receiving or controlling sale proceeds can jeopardize an exchange.
KEY STEPS FOR A TYPICAL DEFERRED EXCHANGE
Before closing
Arrange the exchange with a qualified intermediary and confirm the structure with your tax and legal professionals.
45 days
Identify replacement property in writing within 45 days after transferring the property you sell.
180 days*
Receive replacement property within 180 days after that transfer, or by your tax return due date, including extensions, if earlier.
*The 45-day and 180-day periods run from the same transfer date, not consecutively. These are general rules; special circumstances can affect eligibility and timing.
An exchange is one planning option, not the right answer for every property owner. Cash or other nonqualifying property received may create taxable gain. Review your specific transaction with qualified tax and legal professionals.
Read the IRS exchange guidanceA LITTLE MORE CLARITY
Good questions.
Straight answers.
Do you manage investments?
Yes. Investment management is central to our work. We connect your portfolio to your retirement income, tax strategy, and legacy goals. Assets are held with independent custodians, primarily Altruist and Charles Schwab.
Can you prepare my tax return, too?
Yes. We offer tax preparation for our investment management clients and prefer to coordinate both services so your tax picture can inform your financial decisions. Contact the office to discuss your needs and scope of service.
Is there an investment minimum?
We do not have a stated investment minimum. We focus on whether your needs and our approach are a good fit, especially for people approaching or enjoying retirement.
What does working with a fiduciary mean?
As an investment adviser, we have a fiduciary obligation to act in your best interest when providing advisory services. We help you understand recommendations in the context of your goals.
What should I bring to the first conversation?
Start with your questions, goals, and a sense of your current financial picture. We will explain which investment and tax documents would be helpful as we get to know you. Please do not send sensitive documents through regular email.
LET’S START WITH YOU
You don’t need to have
it all figured out.
Just bring your questions. We’ll help you find the next step.
Email our teamPlease avoid sending account numbers or sensitive information by email.
Des Moines, WA 98198